
You Need A Budget
YNAB's affiliate program rewards invited financial publishers, educators, and creators for referring new paid customers. Affiliates typically earn 20% commissions per conversion, with a 14-day cookie window, and can monetize both free trial adoption and successful upgrades to paid subscriptions via tracked links and promo tools.
Overview


Commission & Conversion Tracking
How You Need A Budget calculates commissions and tracks conversions.
- Commission plans
- Earn 20.0% one-time commission on referred purchases. Payment is made once per successful referral.
Tracking
Attribution model | Last-click |
Tracking method | Cookies, platform tracking via Admitad or direct links |
Cookie duration | 14 days |
Promotional Tools and Resources
Materials and resources provided to support your promotion efforts
BANNERS | Yes |
TEXT LINKS | Yes |
SUPPORTS DEEP LINKING | Yes |
- More info about marketing materials
- Banners, tracked links, platform screenshots, and (for approved partners) possibly comped software access for authentic content creation.
Program Rules, Approval and Restrictions
Guidelines and limitations you need to follow when promoting You Need A Budget
SOCIAL MEDIA ALLOWED | Yes |
EMAIL MARKETING ALLOWED | |
PPC ALLOWED | |
Trademark Bidding | No |
COUPON SITE ALLOWED | No |
- Approval process
- Manual approval. Website required — Demonstrated, relevant personal finance content/audience. Application must detail platform, audience demographics, and engagement quality.
- Other restrictions
- Content must focus on personal finance or related verticals, be original and high-value, and may not misrepresent terms. Incentivized, fraudulent, fake review, or coupon-based traffic not allowed.
Payouts and Payment Methods
How earnings are paid out and which methods are supported
Payment frequency | Net30 |
Payout currency | USD |
Minimum threshold | $20 |
Payout methods
You Need A Budget overview
- Company
- Pricing model
- Subscription / Paid
- App types
SUPPORTED PLATFORMS
Impact Overview

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